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Do most people hold xrp long term or trade it?

XRP Investors Choose Between Holding Long-Term or Trading | Community Insights

By

Fatima Zahra

Jan 21, 2026, 08:07 PM

Updated

Jan 23, 2026, 04:58 AM

2 minutes of reading

A group of diverse people discussing their views on holding or trading XRP, with charts and graphs displayed on a screen in the background.
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A growing debate among crypto enthusiasts reveals differing strategies regarding XRP investments. While many people have stood firm in their long-term holdings, others aim for quick profits amid ongoing price fluctuations. Recent comments reflect both optimism and caution, hinting at diverging philosophies within the investing community.

Strong Commitments vs. Trading Strategies

Standing firm: Many investors express faith in their XRP holdings. One individual noted, "I started buying in 2021 I plan to hodl for the long term"β€”demonstrating a commitment backed by years of buying.

Trading to capitalize: Others adopt a more opportunistic stance. One person shared, "It goes up. You buy. It goes down. You buy. That’s the trick. It’s called emotionless buying." Another indicated plans to sell for retirement, emphasizing a clear target: "I’ll cash in when it’s high enough to retire by the end of the year."

Navigating Price Volatility

Current market conditions leave many concerned. A user lamented being down 25% on their investment, questioning their path forward. In contrast, the sentiment remains positive for others, who hold that recovery is on the horizon: "Holding until the end. It takes a long time to change the world," one commenter pointed out. Notably, many are adopting mixed strategies, splitting their portfolios to balance between trading and long-term holding.

"I believe in XRP's rise," one investor remarked, reinforcing the community's confidence in its future potential.

The Outlook for XRP

Experts suggest that interest from institutional investors could boost XRP prices in 2026. Predictions indicate a 60% chance of recovery within the year, with significant advancements expected: "The future is digital, and XRP is part of that shift."

Key Highlights

  • πŸ’° Long-term holders dominate: A majority of participants indicate they prefer buy-and-hold strategies.

  • πŸ“ˆ Mixed strategies emerging: Many are finding success in balancing long-term holding with short-term trading.

  • πŸ“‰ Price fluctuations create concerns: Some investors display frustration over recent losses, tempered by a hopeful outlook for recovery.

In a climate where opinions sharply contrast, XRP’s community remains engaged, advocating for adaptive strategies amidst the volatile crypto market. As the landscape evolves, investors appear primed to shape their approaches to retain potential profits and seize market opportunities.