Home
/
Community engagement
/
Forums
/

Why are store payment speeds slower than card payments?

Slow Payments at Checkouts | Users Left Frustrated with Transaction Delays

By

Mia Chen

Apr 21, 2025, 11:34 AM

Just a minute read

A cashier scanning items while a customer waits at checkout, showing a card payment terminal with a loading screen.

A rising tide of complaints highlights frustration over the slow transaction speeds experienced by people using payment cards in stores. Reports indicate delays of up to 10 seconds with certain payment solutions, while direct card swipes yield faster results of 2-4 seconds.

The Frustration Builds

An increasing number of people are expressing concerns about the speed of payment authorizations, especially with a popular card management solution. Many find their transactions slower when compared to traditional card systems.

Several commenters have noted that they frequently encounter issues, with one person remarking, "It’s super annoying. Four shops this week said, β€˜I don’t think it’s gone through!’" This sentiment resonates with others who have noticed a consistent lag in processing times.

Common Experiences Shared

People Speak Out

Most complaints seem to align around three key themes:

  • Increased wait times: Many users have confirmed their experiences are similar, with one stating, "Always been like this sometimes shop assistants ask if I want to try another card. I just say, 'wait a bit more.'"

  • Uncertainty at checkout: Another noted, "I noticed this too." Such statements reflect how widespread the issue is and how unsure people feel when waiting for transactions to finalize.

  • Technical delivery issues: As one commenter pointed out, payment systems require additional steps for authorization, slowdowns are inevitable, causing delays that are frustrating.

Why Are Payments Slower?

Interestingly, the overall sentiment from the discussions indicates significant annoyance. Some people are fed up with the frequent need to validate transactions by using alternative cards. Is it time for a technological upgrade to provide quicker and more reliable services?

Key Insights

  • 🚩 Transactions now taking 5-10 seconds longer than normal

  • βŒ› People report almost universal frustration but a lack of solutions

  • πŸ“‰ "It’s that bad!" - one frustrated account holder

These delays in processing payments are turning into a persistent problem, potentially leading to further discussions around the efficiency of payment solutions. As complaints multiply, will companies take action to resolve this growing issue?